On Monday as the government shutdown clogged business, there was a fear that no real estate closings would go forward, as the National Flood Insurance Program lapses during a shutdown. However, that need not be the case, in the event that another budget stalemate occurs three weeks from now.

The Van Dyk Group has several insurance policies that can be written and closed upon without government intervention, the companyannounced before the stopgap bill to end the government shutdown passed…