Smart budgeting, like well-managed money, grows in value over time. Teens and tweens can take their first steps into financial matters confidently during “Banking Basics” at the Ocean County Library’s Waretown branch on Tuesday, July 23 at 1 p.m.

Sponsored by the Friends of the branch, the program will introduce young people ages 12 and older to the fundamentals of earning, saving, spending and financial security that can last a lifetime.