In the simplest of terms, cybersecurity is the practice of protecting sensitive information from being accessed by people with nefarious intent. As a roomful of small-business owners who attended the third annual Hometown Security Initiative program hosted by the Southern Ocean Chamber of Commerce last week can attest, there is nothing simple about cybersecurity.

Of the three things most commonly linked to the harsh reality of what a cyber hacker can do – motivation, means and opportunity – only…