When New Jersey was shuttered in March to flatten the curve of COVID-19, Alana Kirzner lived in Jersey City with her boyfriend and the dream of one day owning a home on Long Beach Island. Neither of them expected that day to be Oct. 30, but that’s when they closed on their new home in Surf City.

“We were planning on buying a home here eventually. So, why not now?” said Kirzner, a staff accountant at The Gate NY, an international communications company.