A private boat is a luxury that opens up a world on the water. But when buying a center console for the first time, or coolly navigating the experience of owning a yacht, boat insurance is a need below the surface.

“You deserve to jet off into the distance and soak up New Jersey coastal living at its finest,” encourages Anderson Insurance Agency at 295 Route 72 in Manahawkin, one of several agencies contacted to talk about the topic.