Christmas is right around the corner, and your shopping should be done. More than likely your list has been checked off.

True, you might still be waiting for some deliveries to be made, which can be nerve wracking, especially if you’re waiting for a special gift for a child because it would be tough to say “Santa forgot one of your gifts and left this I.O.U saying he’d be back in a couple of days and here’s a picture of what he’ll bring.” Oh yeah, that would go over well!